Financial Independence

Reader mail on the limits of QE, the property bubble and shrinkflation

It’s time to dip into the reader mailbag. And I must say, I’m disappointed. I used to get the most wonderful hate mail. The words…

What if populism has barely begun?

Brexit and Trump happened under comparatively benign conditions compared to the last two years. So… what’ll the future hold for populism? Will governments raid pension…

Who is Jeremy Hunt? Robin Hood or the Sheriff of Nottingham?

Are you feeling suitably austere yet? Because austerity is back! But will it be with a vengeance? The financial markets didn’t seem to think so.…

Green energy gets the blues as it goes into the red

The Green Energy Transition continues to spiral out of control. And if we weren’t paying for it with the highest electricity bills in the Europe,…

They’re finally running out of other people’s money

Wobbling bond markets around the world are signalling that Margaret Thatcher’s famous criticism of socialism may finally have been affirmed. They’re finally running out of…

The social consequences of inflation are creeping in

This inflation thing is getting nasty. Strikes, protests, blame games and snarky comments are springing up. It’s as if all the textbooks and history books…

Will people accept the new regime?

How the worm has turned over the past few months. The very pillars of our society are wobbling away. The things we believed and presumed are gone. They’ve been replaced with alternatives that were unthinkable only months ago.

The demographic destiny of your brokerage account

Demographic decline is an unfamiliar problem for investors. Populations haven’t shrunk before. Well, not outside of a pandemic. But, now that the pandemic is over…

Buy when there’s smoke in an empty theatre

The best thing about bitcoin was how everyday people finally got one up on the City. While professional investors were busy denigrating cryptocurrencies, punters made millions or even billions off the new tech. It was the first bottom-up investment boom since the last gold rush.

How should I pay off my mortgage?

Why are mortgages a hot topic today? Complaining about interest rates has become a national sport. Actually, it’s become an international sport. That’s because central…

The big answers to the three big questions: the mini budget, the recession and the euro’s demise

All the crises we’ve been writing about in Fortune & Freedom are rearing their ugly heads at the same time. Currencies like the pound and…

Prepare for capital controls – the third horseman of the Unholy Trinity’s apocalypse

According to an economic theory called the Unholy Trinity, governments can only ever have two of the following three things: pegged exchange rates, independent monetary…

Beware of the stock market’s “Witching Season”

In the September edition of The Fleet Street Letter Monthly Alert, sent to subscribers at the start of the month, I warned of the “Witching…

Diversification doesn’t work in the age of the Everything Bubble

Nigel Farage is on his way to Australia, so I’m joined by his colleague and co-conspirator at UK Independent Wealth, Rob Marstrand. We discuss the…

Don’t let the tyranny of the denominator mislead you in the market

Yesterday, I introduced you to the tyranny of the denominator. Today, we apply the idea to financial markets to help you avoid its effects. But…

Lies, damned lies, statistics and the tyranny of the denominator

When we measure things over time, they are no longer comparable. Apples become oranges. Because of this, a great deal of what we claim to…

Did the Bank of England kill Goldilocks?

It’s time for some reader mail from your fellow subscribers. It’s great to see a good mix of agreement and disagreement over inflation, the Bank…

How to survive inflation? Ask the survivors…

Two weeks ago, we caught up with John Butler, the man who warned you of our inflation before it happened. In our video, I asked…

With inflation raging, doing nothing is not an option

I’m pretty sure you know that the rate of inflation is high and still rising. This is terrible news for anyone with savings and investments.…

So many crises they’re on a collision course

There’s a lot going wrong in the world today. The list of crises is getting mighty long. Financial debacles, geopolitical standoffs, economic confusion, monetary madness,…