Financial Independence

Your Bank Might Disappear

In this conversation with ex-Citi crypto lead Omid Malekan, James Altucher unpacks how blockchain is quietly reshaping finance. From hidden fees to tokenisation, the legacy banking model—on both sides of the Atlantic—is under pressure.

The Dumbest Investment in the World

In 2017, Argentina issued a 100-year bond that was instantly mocked as the dumbest investment in the world. Then it defaulted—just three years later. But now, that same bond is outperforming U.S. Treasurys. In this sharp breakdown, we explore what this upside-down outcome says about risk, reward… and why the “safest” investment today might be the most dangerous of all.

What Should Investors Make of the Tariff Story So Far?

What is an investor supposed to make of all the tariff noise? On one hand, British business confidence is climbing. On the other, U.S. manufacturing is slipping. Trump’s tariff strategy is stirring up headlines—but will it actually move markets? We break down what’s signal, what’s noise, and why staying invested may still be your smartest move.

Why Success Gurus Die in Debt

Everyone you looked up to? They’re struggling—despite doing everything right. At last week’s Full Stack conference, I was asked how to succeed when you’re not qualified. But maybe that’s the wrong question. Because the most successful people I know weren’t qualified at all. They just refused to quit. Here’s what that really looks like.

The next pandemic no one wants to talk about. So, let’s talk about it.

I’m not a doomsayer—but when a virus jumps from birds to cows to humans, I pay attention. H5N1 is now infecting mammals and has crossed into people. Governments are already stockpiling vaccines. In this piece, I break down the biotech companies preparing for what could become the next pandemic—and why a few under-the-radar stocks could soar if things escalate.

You’ll Never Work Again If This Works (Again)

In 2008, I published The Forever Portfolio—and no one cared. But the few who listened made life-changing gains. Now, in 2025, I’m updating it. Not as a book—but as a living blueprint for what’s coming next. And at the center of this next wave? AI. One company, tied to Elon Musk, could anchor the next 15 years of market returns. I’ll show you why.

What if Trump’s Tariffs Work?

For a nation with such a proud trading legacy, Britain’s current leadership seems eager to sabotage its strongest partnerships. Some MPs want to block Trump from speaking in Parliament—over hurt feelings about free speech and Ukraine. But while they posture, the Bank of England quietly admits: Trump’s economic team has a point. In a world of protectionism and central planning, maybe it’s time we gave tariffs a real look.

He’s a ‘Boom and Bust’ Guy, but This Feels Like a Boom

Markets are on edge, volatility is high, and the press is panicking over Trump’s trade war. But here’s what no one’s saying: this might not end in disaster. In fact, the way it’s trending, this could be the start of a major economic boom.

Just What is Trump’s Game?

There’s a certain look-down-the-nose attitude among the mainstream media towards President Donald Trump.

What I Learned By Losing Everything — Twice

The lessons I learned from losing 92% of my wealth—and how I’m helping you avoid the same fate.

Begun, the trade wars have

The Trump tariffs are here. They’re going to make global business more expensive, cause some degree of corporate distress and even bankruptcy. Investors should take appropriate action now.

Gold’s New High: Remembering Mr Brown’s “Bottom”

Gold hits $3,000 - 20 years after Gordon Brown sold Britain’s reserves at the bottom. Was it the worst financial decision in UK history?

Is the World’s Biggest Oil Discovery About to Rewrite the Rules?

A hidden oil reserve larger than Saudi Arabia? The Antarctic Treaty stands in the way - for now. Could political pressure change everything?

America’s advance, Britain’s decline…

The growth in the UK’s overall wealth is slowing. The question now is, is there any way back for Britain? This is a topic we’ll continue to explore in these pages.

Germany moves right. Sort of.

Germany will shift to the right following this weekend’s elections. By how much depends on what coalition the leading CDU is willing or able to form. Any new coalition may be as unstable as the last.

At ground zero of Britain’s £39 billion transformation – here’s what I saw

A secure site in Oxfordshire, a £39 billion investment and a sector ready to explode – yet hardly anyone knows about it yet…

The silent billion-pound boom: a transformation hiding in plain sight

A quiet yet potentially extraordinary transformation is unfolding in a corner of the UK economy. It’s not making front-page headlines – yet – but the financial world is already moving.

The 19th century railroad revolution – could Britain be on the verge of something as transformative?

Discover how 19th-century railroads reshaped economies – and why a new revolution in Britain could be just as transformative.

Going for growth: creative destruction in the 21st century

Chancellor of the Exchequer Rachel Reeves says she wants to get growth going. She should do as Schumpeter says and Argentine President Milei does.

What if central banks and governments cannot engineer inflation?

Until inflation broke out in 2021, the biggest mystery facing investors was why it hadn’t surged in the years before then. It wasn’t for want of trying.